I tested out livingroomofsatoshi.com, which lets you pay any BPAY bill (see explanation from reddit).  Since I'd never heard of the developer, I wasn't going to send anything large through it, but it worked flawlessly.  At least the exposure is limited to the time between sending the BTC and seeing the BPAY receipt.  Exchange rate was fair, and it was a simple process.

Now I need to convince my wife we should buy some BTC for paying bills...